IFECTIVO Pro APK is a reliable online loan app in Mexico. Online financial services are available at the fingertips of people and we solve financial problems for people with specific needs.
We are an entity registered with the financial authorities, in compliance with all applicable regulations, duly supervised and registered to comply with its legal obligations, and we are committed to providing more convenient and efficient financial services to you, just like TALA and DiDi.
Why choose IFECTIVO PRO as a lender?
Zero threshold, no guarantee, age 18+ is enough.
Without needing to wait a long time.
24-hour online verification.
Information security, multiple privacy protections to prevent disclosure.
About financing loans:
- Credit limit: From $300.00 to $20,000.00 pesos
- Duration: 91 to 120 days
- Interest: 0.09% daily rate. Maximum annual interest rate of 33%
- Commission: 5%—10%;
- VAT: 8%
- CAT: 149.7% -315%
- APR: up to 33%
For example: The loan is $10,000 pesos and the loan term is 91 days. You only have to pay 819 pesos of interest (10,000*0.09%*91=819), 1,000 pesos (10,000*10%=1,000) commission and 145 pesos ((Commission 1,000+interest 819)*8%=145)VAT.
The total amount payable would be $11,964. You only need to pay $3,988 each month. Total Annual Cost (CAT): 198.2%
Requirements:
- Be over 18 years old
- Have a valid citizenship card.
- You have your own bank account in several banks, such as BBVA, Banco Azteca, Banorte, HSBC, etc.
- Be Mexican and reside in Mexico
The easiest way to apply for a loan online
- Download IFECTIVO PRO.
- Enter the requested information and the CLABE of the account to which it will be deposited.
- Confirm the amount you want to borrow and choose a repayment schedule.
- Wait for the loan to be approved and withdrawn.
- Remember the payment date, paying on time you will add more credit to your next loan.
How to make your payment
- You can pay online through your bank, we support multiple bank accounts such as BBVA, Banco Azteca, Banorte, HSBC, and more!
- You can also pay at a nearby OXXO, 711 or Walmart.
- You can choose the option that is most comfortable for you to pay.
- Normally, once your payment has been made, your account is settled. If this process takes too long, you can contact our customer service area.
Our recommendations
- Make your payment on time. When your deadline approaches, we will send you a reminder via SMS, so stay tuned.
- Always maintain a good record, this way you will be evaluated positively for future increases in both the loan amount and your payment term.
- Do not give your personal or bank account information to anyone to prevent someone else from using it inappropriately.
