Kolque makes it easy for people in Peru to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan directly into your bank account. Kolque is like a bank in your pocket, always there for you. Visit our website for more information.
1. What is required to receive a loan from Kolque?
The requirements are simple: all you need to apply is your phone number, valid ID, CURP number, and answer a few questions. We will also request access to the data on your phone to determine your eligibility.
2. How does Kolque make a loan decision?
Kolque uses data from your phone, including your phone details and financial transaction SMS messages to make lending decisions. We combine this with your Kolque payment history to build a personalized credit score, which determines the loan offers you receive.
3. Why was I turned down for a loan?
If you don't get accepted when you apply, don't worry! Sometimes it can take several attempts to qualify for a loan. We recommend that you continue to save the app on your phone and reapply after the stipulated period.
4. How can I increase my chances of being accepted?
Kolque uses data from your phone and other sources to make a loan decision. To increase your chances of approval, please make sure you don't delete the app from your phone, maintain good credit with other lenders, and enter your account details correctly.